Equipment Finance

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Flexible Equipment Leasing for Your Business

Spread the Cost. Accelerate Your Growth.

We’re making it easier than ever for our customers to access the equipment they need – without facing major upfront costs.

Cater Wight, in association with Shire Leasing PLC (a leading UK Asset Finance company), offer our customers the option to lease equipment for orders £1,000 upwards, with flexible terms to suit your needs ranging from 2 to 5 years.

What is Equipment Leasing?

Equipment leasing lets you spread the cost of new assets over an agreed term, rather than paying in full upfront. You get immediate access to the equipment your business needs, while keeping your cash flow healthy and your options open.

What can be leased?

  • Heavy equipment one-offs
    • Commercial laundry equipment
    • Commercial catering equipment
  • Breakdowns
  • Full commercial kitchen projects

Benefits of Leasing

Increased Choice

Get the equipment you need and want, not just what your current cash budget allows.

No Major Upfront Costs

Avoid large one-off payments. Leasing enables you to gain access to essential equipment whilst retaining cash in the bank for other purposes.

Tax Benefits

Finance lease rentals can be 100% tax deductible against profits, depending on your business circumstances. We recommend seeking independent advice from your accountant for more information.

Fixed Monthly/Quarterly Payments

Lease rentals stay the same throughout your agreement, making budgeting and forecasting easier.

Protect Existing Credit Lines

Leasing doesn’t affect your bank loans or overdrafts, so you keep your financial flexibility.

Easy Upgrades

At the end of your agreement, continuing leasing or discuss how we can upgrade you to the latest technology to keep your business ahead.

A Smart Comparison: Cash Vs Lease

Lease Cash Purchase
Upfront Cost Low (first rental only) High (full amount upfront)
Cash Flow Preserved, pay monthly/quarterly Reduced, large sum outlay
Budgeting Fixed payment schedule One-off expense
Maintenance Responsibility lies with the lessee Responsibility lies with the owner
Credit Lines Unaffected May impact overdraft/loans

5 Simple Steps

1. Tailor a Quote

Get a personalised finance quote based on your equipment needs and order value.

2. Apply for Finance

If you’re happy with the quote, submit a simple finance application with Shire Leasing.

3. Receive a Finance Decision

After underwriting and checks, get a decision in as little as 4 hours.

4. Sign & Return Documentation

If approved, your agreement is sent via email for you to review and complete electronically.

5. Agreement Begins

Your finance agreement starts after delivery/installation and completion of all relevant documentation.

Ready to invest in your business?

Contact us today to learn more about our flexible finance options.

Click here or call 01983 407285 to speak to a member of the team.

Finance is available for business use purposes only.
Cater Wight Limited is authorised and regulated by the Financial Conduct Authority. Our firm reference number is 825653. Shire Leasing is a funder and credit broker working with a limited panel of funders. Shire provide asset finance solutions to business customers subject to status, eligibility, and credit criteria. Please seek independent advice if you are unsure about your options.